When strikes are covered
Most comprehensive plans list a strike as a covered reason for trip cancellation, interruption or delay — but only if the strike was not announced before you bought the policy. Once a walkout is public news, it becomes a "foreseeable event" and new policies usually exclude it.
What usually pays out
- Trip delay: meals and hotel while you wait, typically after a 6–12 hour delay.
- Trip interruption: the unused part of your trip plus a new ticket home.
- Missed connection: catching up to a cruise or tour you missed.
What usually doesn't
Strikes by your own employer, strikes announced before purchase, and "I just don't want to go anymore" — unless you bought Cancel For Any Reason (CFAR) cover.
Our advice
Buy insurance within days of booking flights, not the week before you leave. Check our disruption radar before you buy so you know what's already announced.
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Plans that cover strikes, storms and delays.
General information only — coverage varies by plan and state/country. Always read the policy wording before you buy.