What it is
An optional add-on that lets you cancel for any reason and get back part of your prepaid, non-refundable costs — commonly 50% to 75%.
The fine print
- Usually must be bought within about 10–21 days of your first trip payment.
- You must insure the full non-refundable trip cost.
- You typically must cancel at least 48 hours before departure.
- Adds roughly 40–50% to the policy price.
When it's worth it
Expensive trips during hurricane season, destinations with frequent strikes, or anywhere the news could change quickly.
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Plans that cover strikes, storms and delays.
General information only — coverage varies by plan and state/country. Always read the policy wording before you buy.
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