The named-storm rule
Once a storm is named by the National Hurricane Center, it's considered foreseeable. Policies bought after that point generally won't cover that storm. Buy early in the planning process.
Covered situations (typical)
- Your airline cancels flights for 24–48+ hours due to the storm.
- Your hotel or resort is made uninhabitable.
- A mandatory evacuation is ordered at your destination.
Not covered (typical)
Fear of a storm alone, or a forecast that never turns into a cancellation. CFAR cover (usually reimbursing 50–75% of trip cost) is the only way to cancel just because you're nervous.
Track it
Watch nhc.noaa.gov and our live airport weather for MIA, Cancún-area and island airports.
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Plans that cover strikes, storms and delays.
General information only — coverage varies by plan and state/country. Always read the policy wording before you buy.
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