The rules
- Minimum cover of €30,000 for emergency medical care, hospital treatment and repatriation.
- Valid in all Schengen countries.
- Covers the whole stay, matching your travel dates.
See the European Commission's visa page for official details.
Do U.S. citizens need it?
U.S. passport holders don't need a Schengen visa for short tourist stays, so this rule doesn't apply to them. Travel medical cover is still a good idea, since U.S. health plans often don't pay abroad.
Compare plans for your trip
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Getting the certificate
Most insurers that sell Schengen-compliant plans issue a certificate or letter you can attach to your visa application. Check that it shows the cover amount, dates and the words "Schengen" or "all Schengen states".
If your visa is refused
Many insurers refund the premium if your visa is refused, as long as you send proof. Check this before you buy.
Find a plan that fits your budget
Estimate your price, then compare insurers side by side.
General information only, not insurance advice. Coverage varies by plan, state and country. Always read the policy wording before you buy.