Travel insurance for a Europe trip from the U.S.

Medical cover

Many U.S. health plans offer little or no cover in Europe, and Original Medicare generally doesn't cover care abroad. Healthcare in Europe is often cheaper than in the U.S., but an emergency or evacuation home can still be costly.

Trip cancellation

Transatlantic flights and prepaid tours add up. Comprehensive cover protects those costs if you have to cancel for a covered reason, such as illness.

Delays and missed connections

Many trips to Europe involve connections. Trip delay and missed connection benefits pay for meals, hotels and catch-up travel. If your flight was delayed by the airline, you may also be owed EU compensation. See our EU261 guide.

What you can often skip

• Rental car damage cover if your credit card already includes it.
• Cancel For Any Reason, unless the trip is expensive or plans are uncertain.

Off the usual list

Small towns like Durbuy and Dinant in Belgium or Beilstein on the Mosel are easy to reach by train and often cost less than big-city stays.

General information only, not insurance advice. Coverage varies by plan, state and country. Always read the policy wording before you buy.