Weather
The Andaman coast (Phuket, Krabi, Phi Phi) is wettest roughly May–October. Afternoon storms can cause short ground stops at HKT and BKK.
Medical cover matters
Private hospitals in Bangkok and Phuket are excellent but expensive. Choose a plan with strong medical and evacuation limits, and check scooter/motorbike exclusions — many policies won't pay without a valid motorcycle license.
Money
Thai baht is the currency; use our live converter. Cards are widely accepted in cities; carry cash for islands.
Embassy
U.S. Embassy Bangkok and the Consulate in Chiang Mai are listed in our embassy finder.
Compare travel insurance in minutes
Plans that cover strikes, storms and delays.
General information only — coverage varies by plan and state/country. Always read the policy wording before you buy.
More guides
Bali volcanic ash & travel: a quick guideCancel For Any Reason (CFAR) insurance, explainedFlight delayed or cancelled? Your compensation rightsFrance air traffic control strikes: what travelers should knowDoes travel insurance cover hurricanes? Caribbean & Florida guideTravel insurance that covers airline & airport strikesIs war or conflict covered by travel insurance?How much does travel insurance cost?Travel medical insurance: do you need it?Travel insurance with pre-existing medical conditionsCruise travel insurance: what to look forAdventure & ski travel insuranceCredit card travel insurance vs. a real policyAnnual multi-trip travel insuranceHow to file a travel insurance claim (and get paid)