Guides / Solo, families, seniors and students
Travel insurance for solo travelers
The short answer
When you travel alone, nobody's there to find a hospital, translate, or call your airline if you're hurt. Choose a plan with a strong 24/7 assistance service, solid emergency medical and evacuation, and a bedside visit benefit that pays for a family member to fly to you if you're in hospital.
What matters more when you're alone
- 24/7 assistance: finding a hospital, guaranteeing payment, arranging translators, rebooking travel
- Evacuation: getting you home if you can't travel alone
- Bedside visit or companion travel: a flight and hotel for someone to come to you
- Return of a traveling companion: less relevant solo, but check family emergency cover
Single supplements and cancellation
Solo travelers often pay single supplements on tours and cruises, so the trip cost can be higher. If your tour partner cancels, some plans cover the extra single supplement you're charged.
Before you go: save your insurer's assistance number in your phone, share your itinerary and policy number with someone at home, and carry a card with your emergency contact.
Common questions
Is travel insurance more expensive for solo travelers?
No. Price is based on your age, trip cost and length, not on whether you travel alone.
What is a bedside visit benefit?
It pays for a family member or friend to travel to you if you're hospitalized for a set number of days.
This guide is general information, not insurance, legal or medical advice. Cover, prices and rules vary by insurer, plan, state and country, and they change. Read the policy wording, and check official sources for entry and passenger-rights rules, before you buy or travel.